• Mortgages
  • Protection
  • Wills & Trusts


In recent years, many borrowers have taken advantage of highly competitive discounted or short-term fixed rates. While these rates have served them well for two or three years, many will be coming to an end in the months ahead and the new lending landscape may seem more confusing and alien than before.

To avoid missing out on securing another good mortgage product, it is important that borrowers look into the possibility of remortgaging their property, possibly (but not always) to another lender. Doing so can save them a significant sum of money over time.

Of course, there are other reasons why someone may wish to remortgage. Their current residential mortgage may have been suitable when they took it out, but personal circumstances change and it could be that a different type of mortgage is now better suited to their needs.

Alternatively, for borrowers with tracker mortgages, if interest rates looked set to rise in the short to medium term then they could potentially avoid the inevitable increase in their monthly repayments by tying into a new fixed rate deal.

Or it might be that borrowers wish to remortgage simply to make home improvements or to consolidate their debts.

Whatever your goals, remortgaging can significantly reduce your monthly repayments or be a cost-effective way to generate extra funds. It has certainly become more popular in recent years as borrowers have switched on to the huge potential savings.

At Coreco, we offer a packaged remortgage service, which will find you the most competitive rate in the least possible time. Wherever possible, we will also access products that will either refund, or simply not charge, any legal and valuation fees.

Importantly, we may be able to ‘reserve’ rates up to six months before a particular product comes to an end, which can be very useful at a time when competitive mortgage products are less common due to market uncertainty.

To find out how remortgaging could help you, simply call one of our consultants on 020 7220 5100 or click here for other contact options.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Bow Terrier

Mortgage Guides

This is Bow, he’s a plucky little Boston Terrier and knows a thing about mortgage applications. His owner, Patrick, is one of our clients and Bow here helps with his paperwork. If there’s anything you need to know about mortgage applications or the paperwork entailed then check out our advice hub – it has everything you need!

View the mortgage guides

Compare the best mortgage products

So you want to research the market yourself? Try our handy mortgage finder - it’s better than traipsing round dozens of bank branches.

Click here to get started

Mrs S Scott & Mr C Scott – May 2016

Very personal and efficient service which fully recognised the importance of purchase completion deadlines

Adviser: Priya Banerjee – C1042950