Mortgages for contractors or freelancers

We know which lenders will take the time to listen to your circumstances.

If you’re a contractor or freelancer, once you have found your perfect property, wrapping up the mortgage finance nice and quick to get your hands on those keys can suddenly seem more difficult than you may have imagined.

The way we all work has changed dramatically over the past few years, with more and more of us either setting up our own business or working on a freelance or contract basis.

For many contractors / freelancers, once you have found your perfect property, wrapping up the mortgage finance nice and quickly to get your hands on those keys, suddenly seems more difficult than you may have imagined.

At Coreco we remove all of these typical barriers to lending and take a more pragmatic approach to actually understand your individual circumstances and what made your choice of employment so attractive in the first place.

We know which lenders will take the time to listen to your circumstances and provide reasons why they can lend to you, rather than excuses why not to.

We have worked tirelessly to build long established relationships with the very best lenders in the market. As a professional mortgage adviser we are not limited to a short panel of mortgage lenders like some other advisers. We have access to a comprehensive range of mortgages, whether that is on the High Street, broker only providers or Private Banking facilities for larger loans.


All this means that you can take comfort in the knowledge that no stone will be left unturned in finding you the right mortgage, in the right structure and at the right price for you.

We are experts in the intricacies of short term employment contracts and take our time to ensure you have the necessary finance as well as protection in place to see off any eventuality.

If you are finding it difficult to find the money for that dream home, then worry no longer. We have the expertise to turn that dream into your reality.

To speak to our Contractor Team please call us on 020 7220 5110 or complete our online contact form here.

Have you heard about IPSE, the Association of Independent Professionals and the Self-Employed? As a Coreco client you can qualify for discounted membership. To find out more and how they can help you if you are self-employed, freelancing or a contractor click here.

Things to consider

Do I want the security of fixed monthly payments?

How am I going to pay the loan back?

How much can I borrow?

How much deposit do I have?

Do I have money set aside for fees such as legal costs and stamp duty?

What exactly does the mortgage process involve?


Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

Everything you need to know to speed up your mortgage application.
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However unique your path, rest assured that Coreco is here to help at every turn your life takes.

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