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Mortgage Calculators

How much will my mortgage cost?

Before you apply for a mortgage, you need to know if you’ll be able to afford the monthly repayments. Whether you’re interested in an interest-only or capital repayment loan, our calculator will give you a good idea of what the amount you intend to borrow will cost – see How much will my mortgage cost?

Of course, you’ll only be able to borrow funds in the first place if a lender is happy that you can afford it. By entering your annual income and any regular bonuses, our calculator will determine the maximum amount you will typically be able to borrow and whether your application is likely to succeed. To find out your loan limits, click on How much can I borrow?

Borrowers interested in flexible mortgages can find out how much they can save by making monthly overpayments or reducing the loan amount through a lump sum payment. Click on Calculate my mortgage cost to find out more.

If you’re looking to refinance your existing mortgage, you can also work out what you can save each month and each year by changing to a new interest rate. Go to How much can I save?, enter a new rate from our Mortgage Best Buys and you could be pleasantly surprised.

Remember: Our calculators should only be used as a guide

Bow Terrier

Mortgage Guides

This is Bow, he’s a plucky little Boston Terrier and knows a thing about mortgage applications. His owner, Patrick, is one of our clients and Bow here helps with his paperwork. If there’s anything you need to know about mortgage applications or the paperwork entailed then check out our advice hub – it has everything you need!

View the mortgage guides

Compare the best mortgage products

So you want to research the market yourself? Try our handy mortgage finder - it’s better than traipsing round dozens of bank branches.

Click here to get started

Adam & Helen Beckford – March 2014

Jamie Buffin was superb and constantly kept me updated. Very happy

Adviser: Jamie Buffin C1022572