First time buyers

Getting on the property ladder.

From working out how much you can borrow to picking up the keys to your first home, we’ll be there every step of the way.

How to get on the property ladder

Trying to get your first mortgage can be daunting and stressful. How much money can you borrow? How do you know that you’re getting a good deal? Do you have a big enough deposit? Even with a small deposit, we can give you the advice you need to get the keys to your first home.

Coreco don’t just find you a mortgage – we will be there through the entire process from your initial enquiry to your mortgage offer right through to completion and getting your keys. A member of the Coreco team will always be on hand to help, whether you want to talk through a mortgage offer, understand interest rates or just want some reassurance. Even though we live and breathe mortgages, we understand that for a first time buyer, a helping hand goes a long way.


Things to consider

Do I want the security of fixed monthly payments?

How am I going to pay the loan back?

How much can I borrow?

How much deposit do I have?

Do I have money set aside for fees such as legal costs and stamp duty?

What exactly does the mortgage process involve?

Piggy bank icon

Types of mortgage

Freelancer mortgages

We know which lenders will take the time to listen to your circumstances and understand your income.

Short lease mortgage

We can help you arrange a mortgage on a property with a lease as low as nine years.

Guarantor mortgages

Get a helping hand onto the property ladder from a parent or relative.

Help to buy equity loan

Get a better mortgage deal with a government equity loan.

Contractor mortgages

If you’re a contractor, we can help you secure a mortgage.

Joint mortgages

Buying a home with your partner or friend.


Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

Everything you need to know to speed up your mortgage application.
Get our guides

Get in touch with us now

However unique your path, rest assured that Coreco is here to help at every turn your life takes.

Call us

Monday-Friday 8:30am – 6:00pm
020 7220 5110

Sign up

Receive regular updates by email.

Chat with us

Chat with one of our advisors.

Email us

Drop us an email or arrange a call back.