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Mortgages for Contractors or Freelancers

The way we all work has changed dramatically over the past few years, with more and more of us either setting up our own business or working on a freelance or contract basis.

For many contractors / freelancers, once you have found your perfect property, wrapping up the mortgage finance nice and quickly to get your hands on those keys, suddenly seems more difficult than you may have imagined.

You may have approached a number of your favourite high street lenders and found the same response, “sorry you do not meet our policy”. With an awful lot of lenders these days it is as simple as that; either you tick all of their endless boxes or they are not interested. Unfortunately for most UK lenders a short term contract, although financially rewarding, just does not give them the long term comfort that they require.

At Coreco we remove all of these typical barriers to lending and take a more pragmatic approach to actually understand your individual circumstances and what made your choice of employment so attractive in the first place.

We know which lenders will take the time to listen to your circumstances and provide reasons why they can lend to you, rather than excuses why not to.

We have worked tirelessly to build long established relationships with the very best lenders in the market. As a professional mortgage adviser we are not limited to a short panel of mortgage lenders like some other advisers. We have access to a comprehensive range of mortgages, whether that is on the High Street, broker only providers or Private Banking facilities for larger loans.

All this means that you can take comfort in the knowledge that no stone will be left unturned in finding you the right mortgage, in the right structure and at the right price for you.

We are experts in the intricacies of short term employment contracts and take our time to ensure you have the necessary finance as well as protection in place to see off any eventuality.

If you are finding it difficult to find the money for that dream home, then worry no longer. We have the expertise to turn that dream into your reality.

To speak to our Contractor Team please call us on 020 7220 5110 or complete our form below:

Your name *

Telephone number *

Your email *

Subject *

Loan amount *

Estimated value of purchase price *

Additional comments

Have you heard about IPSE, the Association of Independent Professionals and the Self-Employed? As a Coreco client you can qualify for discounted membership. To find out more and how they can help you if you are self-employed, freelancing or a contractor click here

Bow Terrier

Mortgage Guides

This is Bow, he’s a plucky little Boston Terrier and knows a thing about mortgage applications. His owner, Patrick, is one of our clients and Bow here helps with his paperwork. If there’s anything you need to know about mortgage applications or the paperwork entailed then check out our advice hub – it has everything you need!

View the mortgage guides

Compare the best mortgage products

So you want to research the market yourself? Try our handy mortgage finder - it’s better than traipsing round dozens of bank branches.

Click here to get started

Mr E Bourne – March 2017

Comforting

Adviser: Jennifer Nursiah-C1056708