Like millions of people, and after proclaiming my hatred for all reality shows, I could not help watch Britains Got Talent and getting carried away by some great performances. Whilst Stavros Flatley had me crying with laughter at their innocent high jinks, and young Aiden had me proclaiming the next great star, I thought it was apt, and more than justified, that the brilliant Diversity won.

Apt because of the name. Apt, because in these times everyone is looking for diversity. For many in business, certainly in the mortgage broking arena, diversification is key. And it got me thinking, like many others, why the hell did we all not do this sooner?