Comments for Monty’s Mortgage Blog

Comment on Was The Mortgage Market Review Worth The Wait? by Neil France

Neil France — Mon, 19 Dec 2011 12:21:18 +0000

Hi Andrew,
Thanks for this concise overview. Whilst I’m on the periphery of the mortgage market I know that this report has been awaited by my clients and its given me a reasonable grasp of what it’s all about.

Comment on 2011 – The Year To Buy Property? by Tinners

Tinners — Thu, 06 Jan 2011 21:54:08 +0000

Monty, a very happy new year to you and hope you had a very nice Christmas.

What can I say, yet again another piece of very well written industry commentary and I would concur with the majority of your blog.

One thing though, regarding interest rates, whilst I follow the theory of rising interest rates, what are your thoughts on the VAT increase and if this will have an effect on people’s spending and therefore ultimately inflation? I appreciate this is only a 2.5% rise but do you not think it will have a REAL impact on what people are prepared to spend?

On top of this do you think that 2011 will see people begin to prepare for harder times (threats of interest rate rises, increases in taxes, fuel increases, bla bla bla). Given these and many other potential factors, do you think perhaps that inflation may come down naturally rather than being drop kicked to the level you suggest?

Comment on What Is A Mortgage? 92% Do Not Understand! by Paul Skinner

Paul Skinner — Wed, 29 Sep 2010 14:39:39 +0000

Well said Andrew! It is about time these “bankers” start recognising that their customers need professional advice, and if they are not prepared to offer it, then accept those customers who have been so advised.

Paul Skinner
PKS – Property & Finance Solutions

Comment on While the cats away… by Andrew Montlake

Andrew Montlake — Wed, 07 Oct 2009 13:09:41 +0000

A nudist colony? In this weather? In the rain and icy wind? It certainly is bracing! I miss you and all my readers.

Comment on Stat-tastic by Jack Turner

Jack Turner — Fri, 03 Apr 2009 10:00:16 +0000

The UK housing market still has perhaps 20-25% to fall from here. Prices are still way above the long run average and going into the market now may leave you with a bloody nose. I urge readers to read the news item from money week (link attached) which paints a very different and bleak picture for the future of the UK housing market http://www.moneyweek.com/investments/property/uk-house-prices-will-plummet-look-at-this-scary-chart-14664.aspx

Comment on Life, Death, Birth, Evolution and Mortgages ! by Monty

Monty — Thu, 02 Apr 2009 11:09:59 +0000

Unfortunately not, he is a good guy but has pursued his career elsewhere

Comment on The Last Post? by Monty

Monty — Mon, 09 Mar 2009 20:29:12 +0000

Thanks David – I am looking forward to a new challenge

Comment on The Last Post? by David Whittaker

David Whittaker — Mon, 09 Mar 2009 17:25:14 +0000

Hi Andrew – sorry to read your news. If there’s anything we can do to assist you – give me a call . David W