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Monty's Mortgage Blog

SDLT as WMD? A Guest Blog by Ed Mead

27th November 2015

We are delighted to have a guest blog from none-other than Ed Mead, Executive Director of Douglas & Gordon and a man who knows literally everything there is to know about London property. Here he looks at the latest changes in the Chancellors Autumn Statement. Ed : In 2013 the English Housing Survey discovered that […]

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What Do You Need To Get A Mortgage These Days?

26th November 2015

Mortgages are not rocket science. However, lenders especially do like to wrap up a relatively simple process into a more complicated, jargon heavy transaction that can leave you frothing at the mouth half way through the process when they ask you for another piece of paper! To ensure a smooth process, it really is all […]

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Declaration of War on Buy To Let? Chancellors Autumn Statement

25th November 2015

The Chancellor spoke for a little over an hour this afternoon, but the big property market show was saved for near the end and included more than a couple of eyebrow raisers! Apart from the promises to double the Housing Budget to £2 billion per annum there was the already public plans to build 400,000 […]

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Tax changes to buy-to-let: how will it affect Landlords?

27th October 2015

In the first all-Conservative budget since 1997, the Chancellor, George Osborne, announced in the summer that the amount of tax relief that landlords will be able to claim on the interest of their mortgage payments will be reduced. Whilst only for higher-rate tax payers, the changes mean that property investors who currently claim top rates […]

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Auto-Enrolment and Small Businesses – A Guest Blog

23rd October 2015

Now this is a subject which is not only interesting, but very important in the pensions world. This is especially true if you are a small business as quite simply, you need to know about this! So we asked our wealth partners, BrightCube Money Ltd, to impart their wealth of knowledge on the subject, which […]

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Traditional End Of Year Mortgage Rush For Lenders

20th October 2015

This is the time of year when we usually see excitable lenders grappling for position in order to both finish the year with a bang and build up a pipeline which will start to complete going into the New Year; 2015 is no exception. Some expected there to be a cooling off due to lenders […]

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New Housing & Planning Bill – Answer To The Problems?

19th October 2015

So we finally have a new Housing Bill, something that has been a long time coming. The Government have, as you would expect, been waxing lyrical about the content, claiming that it is a “national crusade to transform generation rent into generation buy”. There was nothing released that had not already been mentioned, no dramatic […]

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Monday Mortgage Market Briefing

12th October 2015

Whilst the Bank of England surprised no-one last week as they once more voted 8-1 to keep the Bank Base Rate unchanged at 0.5% and the language of the minutes seemed to suggest that this will stay that way until at least the first quarter next year. Despite the Governors rhetoric that things could still […]

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Bank of England Base Rate Decision – Edging Closer…

10th September 2015

OK, so there was never going to be any surprises this time round as the Monetary Policy Committee, (MPC), once again voted 8-1 to keep rates on hold for the 78th month in a row, but the real interest was around the language used in explaining the decision. Although some analysts have been more than […]

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Andrew Montlake

About Monty

Andrew Montlake, Director and Spokesperson for Coreco, gives his honest and forthright views on the mortgage market, economy and all things property related. Monty was voted "Mortgage Personality of the year 2008", "Best Press Spokesperson" in 2011 and is the current holder of the British Mortgage Awards “Best Marketeer” title. Expect expert analysis, delivered in a down to earth style with a side helping of exuberance.