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Monty's Mortgage Blog

Mortgage Market Update

09th February 2016

The mortgage market has kicked off the year in some style, with a plethora of new products and lenders improving their offerings slightly which is good news for buyers who now have more choice than they have had in many a year. With the Bank of England now admitting that there will be no change […]

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Bank Of England Interest Rate Decision

04th February 2016

Well then, Bank of England Governor Mark Carney’s prediction that rate rises will come into focus “at the turn of the year” was all well and good at the time, but he didn’t specify which year. Now, it sure doesn’t look like it will be this one given the latest decision to hold rates at […]

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Help To Buy London – It’s Here, But What Is It?

03rd February 2016

This week saw the launch of the much heralded or much derided, depending on your views, Help To Buy London Scheme. The original Help To Buy was initially a scheme to give house builders confidence that there will be buyers for their product if they build the homes, as people were struggling to get mortgages. […]

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CML : Gross Mortgage Lending Highest Since 2008

21st January 2016

The Council of Mortgage Lenders has estimated that in December gross mortgage lending was £19.9 billion, some 23% higher than December 2014. This means that for 2015 as a whole, the estimated total is £220.3 billion, representing an 8% increase on the figure for 2014. This is also the highest gross lending figure since 2008. […]

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Bank Base Rate – Changes May Be Further Away

14th January 2016

The Bank of England have yet again left rates unchanged at the 0.5% level which has now been at that level since March 2009. The voting went as last time with only one member of the MPC voting for an immediate increase to 0.75%. Whilst the actual rate decision itself was a foregone conclusion, this […]

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Coreco Awards 2015 – The “Roco’s”

08th January 2016

As we are sure you are aware, here at Coreco we like to make sure that we thank and recognise all of our lenders, business partners and staff who help to make Coreco the company it is. To take things a little bit further, we created our annual Coreco Awards, the “Roco’s” to pay tribute […]

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Help To Buy London – What is it?

05th January 2016

We have all heard about Help To Buy, which has appeared in various forms over the past few years. For the first time however, we now have a specific regional version of the policy, Help To Buy London, which on the face of it at least looks as if it could make a real difference […]

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Lift Off Day in the US as Fed Finally Raises Rates. Is the UK next?

16th December 2015

As widely anticipated we finally have lift off on interest rates from a major player. After a false move a few months ago, the Fed have unanimously voted to increase their main interest rate by 0.25% from near zero levels to 0.25% – 0.5%. While you may think that actually this is not the biggest […]

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Andrew Montlake

About Monty

Andrew Montlake, Director and Spokesperson for Coreco, gives his honest and forthright views on the mortgage market, economy and all things property related. Monty was voted "Mortgage Personality of the year 2008", "Best Press Spokesperson" in 2011 and is the current holder of the British Mortgage Awards “Best Marketeer” title. Expect expert analysis, delivered in a down to earth style with a side helping of exuberance.