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Monty's Mortgage Blog

Cognitive Dissonance in the Mortgage Industry?

06th October 2016

I’m reading an interesting book at the moment by Matthew Syed called Black Box Thinking, the crux of which examines why it is good to fail often, but learn from those mistakes. It is only by doing this that we can ultimately be successful and move to a better place, always learning. The problem comes […]

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The Challenge of Lower Interest Rates

05th October 2016

  It has always been assumed that Mortgage Rates can only go so far, but it seems that every week now lenders still seem to find that little bit more to shave off some quite frankly, ridiculously priced products. Initially I must admit I thought Governor of the Bank of England, Mark Carney was maybe […]

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Is There Now More Choice for Older Borrowers?

26th September 2016

In recent weeks, several lenders have increased their upper age limits on mortgages and others, like Santander and Nationwide, have already moved or are moving towards offering their customers lifetime mortgages. The question however, is is the lending market currently doing enough to serve older borrowers or does it still have some way to go? […]

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Coreco’s top 5 pubs/bars in the city of London

26th September 2016

Bar 1

We enjoy a post-work tipple here at Coreco, so it’s safe to say we’ve sampled a fair few watering holes over the years. With an extensive knowledge of the best boozers and bars in the business, we thought we’d impart some of our drinking wisdom to those in need of refreshment in and around the […]

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Getting A Mortgage Does Not Have To Be So Hard

21st September 2016

Mortgages are not rocket science. However, lenders especially do like to wrap up a relatively simple process into a more complicated, jargon heavy transaction that can leave you frothing at the mouth half way through the process when they ask you for another piece of paper! There are some things you can do to help […]

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Looking To Remortgage? “Now Is Not The Time; Now Is The Time!”

08th September 2016

You know the story. Commentators, banks and even friends round the dinner table or at the pub have all been saying that you should be fixing your mortgage for, well several years now. However, for whatever reason nothing has been done and to be honest, you have probably played it right up to now apart […]

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The Buy To Let Market – Still an Opportunity?

08th September 2016

For Buy To Let landlords it has been an extraordinary time. Amongst a litany of regulatory changes, tax changes and general landlord bashing there has been a judicial win for landlords who campaigned against unfair mortgage rate rises and a realisation that actually, the market in general is in a pretty fit state. There have […]

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Mortgages For The Self-Employed Are Not Quite The Stuff of Myth & Legend

18th August 2016

These days, the art of mortgage broking means looking way outside of the proverbial box in coming up with suitable options for clients who feel that the average high street lender no longer seems to have the time, expertise or inclination to help anyone who doesn’t fit rather neatly into a tick box. Step forward […]

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Mortgage Market Update

17th August 2016

So as we are now in the summer season, it actually seems that despite predictions to the contrary, August has started pretty busily for many brokers around the UK from what I am hearing. Of course a rate cut helps the phone to ring, but it is comforting that many of those seem to be […]

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Bow Terrier

Mortgage Guides

This is Bow, he’s a plucky little Boston Terrier and knows a thing about mortgage applications. His owner, Patrick, is one of our clients and Bow here helps with his paperwork. If there’s anything you need to know about mortgage applications or the paperwork entailed then check out our advice hub – it has everything you need!

View the mortgage guides

Andrew Montlake

About Monty

Andrew Montlake, Director and Spokesperson for Coreco, gives his honest and forthright views on the mortgage market, economy and all things property related. Monty was voted "Mortgage Personality of the year 2008", "Best Press Spokesperson" in 2011 and is the current holder of the British Mortgage Awards “Best Marketeer” title. Expect expert analysis, delivered in a down to earth style with a side helping of exuberance.