Episode 5 – Mortgage lending and regulation in 2013
22nd January 2013
In the first of two parts of this week’s episode we are joined by Robert Sinclair, who is the Chief Executive, Association of Mortgage Intermediaries and AFB as well as Peter Curran, Director of Strategic Partnerships at Lloyds Banking Group.
We discuss the merits of the Mortgage Market Review and ask if it has gone too far, or whether it will really make a difference and avoid a repeat of past issues.
We ask whether changes to advice will have a major impact on the lending community, whether Mortgage Prisoners really will be helped and to what effect the Funding for Lending Scheme is really having.
We also tackle interest only changes, product innovation and First-Time Buyers.
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This is Bow, he’s a plucky little Boston Terrier and knows a thing about mortgage applications. His owner, Patrick, is one of our clients and Bow here helps with his paperwork. If there’s anything you need to know about mortgage applications or the paperwork entailed then check out our advice hub – it has everything you need!View the mortgage guides