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Episode 5 – Mortgage lending and regulation in 2013

22nd January 2013


In the first of two parts of this week’s episode we are joined by Robert Sinclair, who is the Chief Executive, Association of Mortgage Intermediaries and AFB as well as Peter Curran, Director of Strategic Partnerships at Lloyds Banking Group.

We discuss the merits of the Mortgage Market Review and ask if it has gone too far, or whether it will really make a difference and avoid a repeat of past issues.

We ask whether changes to advice will have a major impact on the lending community, whether Mortgage Prisoners really will be helped and to what effect the Funding for Lending Scheme is really having.

We also tackle interest only changes, product innovation and First-Time Buyers.

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