Whilst all the talk has been about the Mortgage Market Review recently and no doubt we will get back to that soon enough, the Buy To Let market has been quietly storming ahead as lenders look to make hay while the sun is shining.

Although there have been a couple of reports saying that rental yields have peaked, especially in certain areas, nothing has really seemed to dampen down an increasing demand from both amateur and professional landlords to take advantage of some very competitive rates, as well as lenders continuing to improve their offerings in a sector they see as profitable.

Santander are the latest lender to improve their offerings over the past few weeks and their release last week of an excellent 5 year fixed priced at 4.34% up to 75% Loan To Value, (4.7% APR) with a reasonable £1,495 fee ticks a lot of boxes.

Trying to take advantage of potential pension changes and recognising that many investors are older and are looking for a substitute or supplement to pensions, The Mortgage Works have axed their upper age limit. So, although you have to be 70 by application, you can now hold the mortgage until you are 100!

On top of the fact a recent report by the Royal Institute of Chartered Surveyors (RICS), suggested property values will rise by around 35% by 2020, although it comes with its own set of risks (as we have seen), bricks and mortar continues to be a popular investment choice for many as something they can see and touch, rather than a paper value managed by others.

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